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Quick Tips When Buying A Home
Thinking of buying a home? Here are four essential tips for making the process as smooth as possible.
Get finances straight.
Start with your credit, make sure it's where it needs to be. Obtain copies of your credit report. Make sure everything is correct, and fix what isn't. Next, find a suitable lender and get approved for a loan. This will put you in the best place to make a serious offer when you do find the right house. Liz Crutcher is always available to get you started. Just give her a call at 417/894-8581
Find a house you can afford.
As with any big purchase, buying a home can be stressful but exciting. Make sure you can afford it before you make an offer. There are also a number of tools and calculators online that can help you understand how your income, debt, and expenses affect what you can afford. Make sure to keep consideration of what is beyond the sticker price, including property taxes, energy costs, etc.
Be sure and use our website to get started. You can customize your search and receive daily alerts when new listings hit the market. If you have any trouble just give us a call and we can set that up for you.
Hire a professional.
While the Internet has many places for you to gain access to home listings and other resources, there are many parts of home buying that require some expertise that one may not know about without the help of a real estate agent. Recruit an exclusive buyer's/seller's agent (US LOL), who will have your interests at heart and can help you with strategies during the bidding process. Our team is available 24/7 to assist you with all of your needs.
Think long term.
Obviously, you shouldn’t buy unless you’re sure you’ll be staying put for at least a few years. Beyond that, you should buy in a neighborhood with good schools. Whether you have children or not, this will have an impact on your new home’s resale value down the line. Be sure to hire a home inspector, who can point out potential problems that could require costly repairs in the future. As always, call us anytime if you have questions!